Posledice krize u US of ACitat:
Are you feeling a bit stressed about the electric bill or the mortgage?
Well, you’re not alone.
In fact, almost four of every five employees say they live paycheck-to-paycheck, and 20 percent have missed payments on bills during the past year.
It’s a sobering reminder that a bad economy is miserable, even for those with full-time jobs.
About 77 percent of employees live paycheck-to-paycheck in order to make ends meet, a dramatic increase from the 61 percent in 2009, according to a CareerBuilder survey released this week. (Sacramento-based McClatchy Co., NYSE: MNI, is a co-owner of the job-search website.)
So, how are cash-strapped employees surviving? Well, they are making some of the lifestyle changes you would sort of expect:
• Cut back on leisure activities (eating out, movies, weekend getaways) — 54 percent.
• Used coupons or started/more shopping at discount stores (such as Target, Walmart) — 48 percent
• Drove less to save gas — 37 percent
• Canceled cable or other subscriptions — 12 percent
• Used public transportation (buses, light rail, etc.) — 5 percent
A few facts that grabbed my attention are the percentage of people who are saving less or passing on contributing to their employer 401(k) (I will avoid the lecture how it’s free money with a company match and great for retirement planning).
About one in five employees have lowered their 401(k) contributions, and one in three employee don’t have a 401(k) or put away money in a traditional savings account.
And more than 40 percent of employees who put aside money, save very little every month — 28 percent less than $100, and 14 percent less than $50.
So, entering three-day Labor Day weekend, remember that many are facing tough financial times.
A 52 miliona(zvanicnih gradjana) i ko zna koliko imigranata zivi na socijalnoj pomoci
http://ampedstatus.com/census-...severity-of-poverty-in-america
Sta ostade od onolike zemlje... Bitno je da je budzet za vojsku neverovatnih $1.003–$1.223 milijardi dolara za 2011
