o ovome sam ja pricao
isecak iz intervjua guvernera NBS.
http://www.seenews.com/news/la...governorradovanjelasic-140121/
To sum up, a chunk of the savings has been withdrawn. But I am convinced that this chunk will be returned although I am sure that the time of return will be much longer than the time period of withdrawal. I would be happier if I wasn't right. But, I am afraid that, it will take at least six to 12 months for this chunk to be returned to the banks, although this will depend on what will be happening globally, and in Serbia, in the future.
In a nutshell, [by people withdrawing their savings] Serbia has sawed off the branch it sits on. In order for people to understand the relationship citizens of Serbia have with the banking sector, they need to understand what happened here seven years ago when two-thirds of the bank’s assets were withdrawn. And, as it happens, politicians try to tell citizens that nothing has changed.
But, of course, everything has changed. So, the ownership structure in the banking sector is now different, and not only from the perspective of ownership, but also from the structure of the strategic ownership and the international ownership. Seventy-five per cent of banks here are also found in the European Union. Also, the way banks do business has also changed. Again, in order for foreigners to understand why more savings have been withdrawn in Serbia than in other countries, they have to understand everything these people and this country have gone through.
Q. MINIMUM RESERVE REQUIREMENTS: Is there need for NBS to raise further the mandatory reserves on foreign currency deposits that banks have to maintain in dinars? Has the latest NBS move in this direction yielded enough support for the dinar?
A. Taking into account what is going on at present, all countries in the region are lowering their mandatory reserves requirements. I wouldn’t automatically dismiss that possibility, but given that no one can tell how long the tribulations on the international financial markets and global commerce will go on, I am, even if we were to do something, leaning more towards lowering it nominally and for a longer period of time.
Once again, we are nowhere close to considering raising the minimum reserves requirement, but exclusively considering to maybe lower it down the road. But, of course, we need to be very careful if we were to do this. Given what’s been going on in countries in the region, I am quite concerned about the state that some countries in the region find themselves in, compared to two months ago. Even though, looking at our adequacy of capital and liquidity, we are much, much better prepared compared to many countries in the region, once the crisis sets in deeper – despite it being a largely psychological phenomenon. We are very, very concerned that what is going on in the countries in the region will have a spill-over effect in our banking sector.
Re: Prognozirajte kurs na dan 31. 12. 2008.